Our DB Process

“ We are G60 qualified Pension and Investment Consultants. ”
Simon Lowndes - Financial Advisor
Simon Lowndes
Principal of LAD IFC Ltd

’Our DB or Final Salary’’ transfer process what is involved?

Lowndes Alexander Daniel are authorised by the Financial Conduct Authority

Step One:

Initial meeting or telephone discussion without obligation; and, without direct advice as to whether you should proceed or not.

Our objective is to supply as much independent information as you require and build a frame of reference for you to decide if you wish to discuss further?

Full information given about time frames and our process – including full details of charges and fees involved.

Step Two:

Information gathering and much discussion about your fears and goals; acquiring as much detail as reasonable in relation to your quantitative and qualitative objectives for your income and security in retirement.

Step Three:

A fully comprehensive and compliant Independent Transfer Analysis. Addressing all your options and answering in full all your questions at a formal sit-down confidential discussion.

Step Four:

Transfer of your funds and the implementation of your investment strategy and future income delivery framework. Payment of any tax-free lump sum requirements.

Step Five:

Manage your future pension processes and investments. Review the future performance of your pension; establish your longer term investment strategy and  income requirements.

 

Please feel free to browse our website. You are also more than welcome to call any time between 9am and 6pm.

Contact Lowndes Alexander Daniel today to arrange a free consultation...