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| Retirement
Planning Review Service |
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Post
April 2006, pension, subject to income tax, may be taken in the
following ways:
• Scheme Pension,
• Lifetime Annuity,
• Unsecured Pension,
• Short Term Annuity.
For those approaching retirement or considering starting to take
income from a pension there is a confusing array of options available,
from annuities, which vary in rate and type to more complex planning
solutions such as Income Drawdown or Phased Retirement.
For those people actually in retirement again legislation post April
2006 has brought new opportunities and considerations for those actually
taking their pension income.
• Is your present pension fund performing
satisfactorily, are the investments in keeping with
your changing personal circumstances and risk profile?
• Are you obtaining the personal client review
service offered at outset?
• It is now possible in certain circumstances
to switch carrier as well as investments. Has this
been discussed with you?
The Lowndes Alexander Daniel Ltd Retirement Options Service aims
to help you to understand these options and if required, will provide
advice and comparisons tailored to your own particular circumstances.
Information
Service
Request our free guides as the first step in understanding your options.
Retirement Options Information Service
Annuity Comparison Service
If you have already decided that an annuity is the right option for
you but wish to shop around for the best rate and type then this
service will do the work for you, by e-mail, or post if you prefer.
Significant enhancements to your existing provider annuity are often
achieved.
• Are you taking medication?
• Have you been a smoker in the past?
• Has taking an annuity on a short term basis
been fully discussed with you?
Full
Retirement Options Advice Service
For those with larger funds, who would like advice on the full
spectrum of options available - tailored to suit their own needs
and requirements, Lowndes Alexander Daniel Ltd can offer a comprehensive
reporting service either by e-mail, traditional post or by a
face to face meeting.
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